Raise your credit score with KAB Credit Service
Do you have a low credit score? Gain a stronger credit score with the help of KAB Credit services. Help get business credit for your company EIN that’s not linked to you personally or your personal credit. Secure HIGH-limit vendor, store, fleet, and cash credit in your business name without a personal guarantee or personal credit check. No collateral or cash flow is required for approval.
Get Business Credit Without An SSN
Building a business takes capital; the more money you have access to the faster you grow. Most business owners use their own personal credit to fund their business. Or they drain their personal savings and borrow money from family and friends. But why do this if you don’t need to? Learn how to get business credit without an SSN.
Importance of Business credit
Business credit shows lenders, suppliers, and other vendors how financially risky your business is. This score helps them assess whether your business should receive financial credit. If you apply for small business financing from lenders or trade credit from suppliers, they will often look at your business credit score before working with you. Because of this, building your business credit can help you set your business up for success.
Our Business Credit Builder program helps you start and grow your business without using your own funds, personal credit, or funds from your family and friends. We help you build credit for your EIN. This is not linked to your personal social security number. This credit doesn’t require cash flow, collateral, or good personal credit to qualify. So, you can get approved even as a startup business. This is regardless of your personal credit quality.
You can get better credit and repayment terms with suppliers
Your business credit score isn’t just helpful when you’re working with banks and lenders. A strong business credit score can also help you get trade credit and secure better repayment terms with your vendors and suppliers. With a strong business credit score, they’ll view you as a trustworthy client and may provide you with more flexible repayment structures.
This is beneficial when you need to buy equipment, stock up on inventory, or make other major purchases for your business. Selecting the right supplier for your business can also help you secure good repayment terms that align with your needs.
You can protect your personal credit score
Business credit is also important for protecting your personal credit. As a rule of thumb, you should avoid using personal credit for business expenses and purchases. Incurring large business expenses with your personal credit will increase your credit utilization ratio, which measures how much credit you are using in relation to your credit limit. High credit utilization has a negative impact on your personal credit score.
With business credit you can:
- Obtain vendor credit immediately, and HIGH limit store credit cards shortly after
- Get access to fleet credit, cash credit cards, and auto vehicle financing.
- Get access to credit with no personal credit check or guarantee.
- Obtain credit that reports to the business reporting agencies, not on your consumer credit reports
Through your finance suite you can:
Walk through all the necessary steps to set up your business credibly to meet credit issuer and lender approval criteria. Get access to your Experian Smart Business data so you can track your business credit building in real time
Learn how your business credit reports and scores work, and access paid credit monitoring through Dun & Bradstreet, Experian, and Equifax.
Get access to vendors who will give you credit that reports to the business reporting agencies, even if you have no credit reported now.
Obtain a HIGH limit, revolving, store credit cards in your business name including Amazon, Walmart, BP, Chevron, Staples, Office Depot, Sam’s Club, BJ’s, Best Buy, and most other major retailers.
About KAB Credit Services
At KAB Credit Services, our mission is to help entrepreneurs obtain the capital and credit they need to fuel their dreams. Whether you are just starting your business or looking for millions in capital to expand, we have solutions that can help you fund your endeavors.
Our business credit solutions help you build credit for your business EIN that’s not linked to your personal social security number. You can obtain this credit quickly regardless of personal credit quality, collateral, or cash flow. Additionally, you can get approved with no personal guarantee.
We can also help you with all aspects of obtaining business loans, even when banks say “no”. You can get approved and fund within 72 hours or less, and for low-rate, long-term loans, and credit lines. You can also access cash flow financing, asset-based financing, even unsecured financing you can secure even as a startup company.
Our expert business advising and finance team can also help you through all aspects of obtaining corporate credit and acquiring business loans. Plus, you also have access to our cutting-edge finance suite technology to help expedite your results.